:root {
  --navy: #0b2545;
  --navy-light: #13315c;
  --gold: #b68a35;
  --bg: #f4f6f9;
  --card: #ffffff;
  --border: #dde3ec;
  --text: #1c2733;
  --muted: #64748b;
  --green: #1e7e45;
  --red: #b3261e;
  --radius: 8px;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  font-size: 14px;
  line-height: 1.45;
}

a { color: var(--navy-light); text-decoration: none; }
a:hover { text-decoration: underline; }

.topbar {
  background: var(--navy);
  color: #fff;
  padding: 0 20px;
}
.topbar-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 56px;
}
.brand { color: #fff; font-weight: 700; font-size: 16px; letter-spacing: .2px; }
.brand:hover { text-decoration: none; opacity: .9; }
.mainnav a {
  color: #cfd9e8;
  margin-left: 20px;
  padding: 8px 4px;
  border-bottom: 2px solid transparent;
}
.mainnav a.active, .mainnav a:hover { color: #fff; border-bottom-color: var(--gold); text-decoration: none; }

.page { max-width: 1200px; margin: 0 auto; padding: 24px 20px 60px; }

h1 { font-size: 22px; margin: 0 0 4px; color: var(--navy); }
h2 { font-size: 17px; margin: 24px 0 10px; color: var(--navy); }
h3 { font-size: 14px; margin: 16px 0 8px; color: var(--navy-light); }
.subtitle { color: var(--muted); margin: 0 0 20px; }

.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px 20px;
  margin-bottom: 20px;
}

/* Wizard steps */
.steps {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 20px;
  list-style: none;
  padding: 0;
}
.steps li a {
  display: block;
  padding: 6px 12px;
  border-radius: 999px;
  background: #e9edf3;
  color: var(--muted);
  font-size: 12.5px;
  white-space: nowrap;
}
.steps li a.active { background: var(--navy); color: #fff; }
.steps li a.done { background: #dcecdf; color: var(--green); }

/* Forms */
label { display: block; font-weight: 600; font-size: 12.5px; color: var(--navy-light); margin-bottom: 4px; }
input[type=text], input[type=number], select {
  width: 100%;
  padding: 7px 9px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-size: 13.5px;
  background: #fff;
  color: var(--text);
}
input[type=number] { text-align: right; }
.field { margin-bottom: 14px; }
.grid {
  display: grid;
  gap: 14px;
}
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-5 { grid-template-columns: repeat(5, 1fr); }
@media (max-width: 760px) {
  .grid-2, .grid-3, .grid-4, .grid-5 { grid-template-columns: 1fr 1fr; }
}

details.bu {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 12px;
  background: #fff;
}
details.bu summary {
  cursor: pointer;
  padding: 10px 14px;
  font-weight: 700;
  color: var(--navy);
  list-style: none;
}
details.bu summary::-webkit-details-marker { display: none; }
details.bu summary::before { content: "▸ "; color: var(--gold); }
details.bu[open] summary::before { content: "▾ "; }
details.bu .bu-body { padding: 6px 14px 14px; }

.scenario-tabs { display: flex; gap: 6px; margin-bottom: 10px; }
.scenario-tabs .tab-btn {
  padding: 5px 12px;
  border: 1px solid var(--border);
  background: #f1f4f8;
  border-radius: 6px;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--muted);
  cursor: pointer;
}
.scenario-tabs .tab-btn.active { background: var(--navy); color: #fff; border-color: var(--navy); }
.scenario-pane { display: none; }
.scenario-pane.active { display: block; }

table.grid-table { width: 100%; border-collapse: collapse; font-size: 12.5px; }
table.grid-table th, table.grid-table td { border: 1px solid var(--border); padding: 5px 6px; text-align: right; }
table.grid-table th { background: #eef2f7; color: var(--navy-light); font-weight: 700; }
table.grid-table td:first-child, table.grid-table th:first-child { text-align: left; font-weight: 600; }
table.grid-table input { padding: 4px 6px; font-size: 12.5px; }
tr.total-row td { background: #f7f9fb; font-weight: 700; }
tr.total-row.warn td { color: var(--red); }

/* Statement tables */
table.statement { width: 100%; border-collapse: collapse; font-size: 13px; }
table.statement th, table.statement td { padding: 7px 10px; text-align: right; border-bottom: 1px solid var(--border); }
table.statement th { color: var(--navy-light); border-bottom: 2px solid var(--navy); font-size: 12px; }
table.statement td:first-child, table.statement th:first-child { text-align: left; }
table.statement tr.subtotal td { font-weight: 700; background: #f4f7fb; }
table.statement tr.margin td { color: var(--muted); font-style: italic; font-size: 12px; }
table.statement .neg { color: var(--red); }
table.statement .sep { border-left: 2px solid var(--navy); }

.actions { display: flex; justify-content: space-between; margin-top: 20px; }
.btn {
  display: inline-block;
  padding: 9px 18px;
  border-radius: 6px;
  font-weight: 700;
  font-size: 13.5px;
  border: 1px solid var(--navy);
  background: var(--navy);
  color: #fff;
  cursor: pointer;
}
.btn.secondary { background: #fff; color: var(--navy); }
.btn.gold { background: var(--gold); border-color: var(--gold); color: #fff; }
.btn:hover { opacity: .92; text-decoration: none; }

.toolbar { display: flex; flex-wrap: wrap; align-items: end; gap: 14px; margin-bottom: 18px; }
.toolbar .field { margin-bottom: 0; min-width: 160px; }

.kpi-row { display: grid; grid-template-columns: repeat(5, 1fr); gap: 14px; margin-bottom: 22px; }
@media (max-width: 900px) { .kpi-row { grid-template-columns: repeat(2, 1fr); } }
.kpi {
  background: var(--card);
  border: 1px solid var(--border);
  border-left: 4px solid var(--gold);
  border-radius: var(--radius);
  padding: 14px 16px;
}
.kpi .label { color: var(--muted); font-size: 11.5px; text-transform: uppercase; letter-spacing: .04em; }
.kpi .value { font-size: 20px; font-weight: 700; color: var(--navy); margin-top: 4px; }

.charts-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
@media (max-width: 900px) { .charts-row { grid-template-columns: 1fr; } }
.chart-card svg { width: 100%; height: auto; display: block; }

.badge { display: inline-block; padding: 2px 8px; border-radius: 999px; font-size: 11px; font-weight: 700; }
.badge.balanced { background: #dcecdf; color: var(--green); }
.badge.unbalanced { background: #fbe4e2; color: var(--red); }

.note { background: #fff8e6; border: 1px solid #f0dca0; border-radius: 6px; padding: 10px 14px; font-size: 12.5px; color: #6b5316; margin-bottom: 16px; }

.footer { text-align: center; color: var(--muted); font-size: 11.5px; padding: 20px; }

@media print {
  .topbar, .footer, .no-print { display: none !important; }
  body { background: #fff; }
  .page { max-width: none; padding: 0; }
  .card { border: none; padding: 0; margin-bottom: 16px; }
}